Is debt consolidation good for you?
Multiple debts at multiple interest rates are a horror to manage. Debt consolidation can combine these debts into one payment and one interest rate. This can provide you with peace of mind and possible leave you with more money in the bank for expenses.
If you are interested in debt consolidation do your research as there are some shady businesses out there. Check the interest rates and the repayment terms to make sure you are not being hoodwinked. If your terms are stretched out farther this may be good because you are paying lower payments and of course you can still pay more than the minimum , but make sure you understand the terms of the contract.
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| man counting money |
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